FAQ - Health cover for France

We realise that you will have a number of questions that you may wish to ask before proceeding with your new policy. To ease your mind we have answered some of the questions that we think will be most important to you here.

Am I eligible to buy this insurance?

This plan has been designed specifically for expatriates between the ages of 0 and 65.

Why have you introduced this plan?

Impending government reforms to the health system in France could leave many expatriates who have previously been covered by State healthcare with no provision. This plan will meet the needs of those people looking for medical insurance whilst living in France.

What nationalities qualify for Home Country Cover?

Our Home Country Cover benefit is unlimited for all European Citizens, we define Europe as:

Albania, Andorra, Armenia, Austria, Azerbaijan, Belarus, Belgium, Bosnia & Herzegovina, Bulgaria, Canary Islands, Channel Islands, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, Federal Republic of Yugoslavia, France, Germany, Gibraltar, Greece, Greenland, Hungary, Iceland, Ireland, Italy, Kazakhstan, Kyrgyzstan, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Malta, Moldova, Monaco, Netherlands, Norway, Poland, Portugal, Romania, Russian Federation, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Tajikistan, Turkey, Turkmenistan, Ukraine, United Kingdom, Uzbekistan

What is IPT and how will it affect my premiums?

IPT stands for Insurance Premium Tax. It is a Government tax on insurance premiums in certain countries in the EU. The IPT level for France is set at 7% and will be added to your premium. The insurers have to then pay this onto the French Government.

If this plan is just for Expats residing in France what happens to my insurance if I leave France and become an expatriate in another country?

If you leave France we can switch you onto another international plan which will cover you for wherever you decide to go in the world. You can switch onto one of our equally competitive policies or offer you a plan that is more suitable for the country you will be living in. Please just contact us.

How do I apply?

Click here to complete our short quote form.